Updated: April 2026

By Françoise Pollard, Realtor®, and Keith Goldson, Broker, Keith & Françoise Real Estate Team, eXp Realty Brokerage. We represent sellers across the GTA and Niagara Region, including Mississauga, Milton, Burlington, Oakville, Hamilton, Etobicoke, Toronto, St. Catharines, Niagara Falls, Welland, and Thorold.

Key Takeaway

The first week your home is listed sets the tone for everything that follows. In the current Ontario market, pricing accuracy matters more than it has in years. Homes that launch correctly, with the right preparation and a clear strategy, generate showings and offers early. Homes that miss that window tend to sit, require price adjustments, and ultimately sell for less than they should have.

Start here

What type of seller are you?

Your next step depends on your situation. Start with the path that fits, or read the full guide from top to bottom.

First-Time Seller

Start with pricing strategy and what buyers are responding to in today’s market. These two decisions set the foundation for everything else.

Selling and Buying at the Same Time

The order matters. Selling first gives you certainty. Buying first gives you flexibility. The right approach depends on your timeline and risk tolerance.

Downsizing

Preparation, decluttering, and what to fix before listing matter most. The goal is to simplify the move while protecting your sale price.

Your Home Didn’t Sell the First Time

Most failed listings come down to pricing, presentation, or strategy. Diagnose the cause before the sign goes back up.

Thinking About Selling but Not Ready Yet

Start with pricing strategy and what your home could realistically sell for in today’s market. You don’t need to be ready to list to get useful information.

Selling During a Separation or Divorce

These sales need structure from day one. Pricing, presentation, and legal coordination have to move together, not sequentially.

Facing Power of Sale

You have options, and time matters. Understanding the process and knowing when selling makes more sense than fighting it can protect your equity.

What Most Sellers Get Wrong in Today’s Market

Most of the time, a home that underperforms on the market isn’t the victim of bad conditions. It’s the result of decisions the seller made before the listing went live. These are the three we see most often.

1

Pricing too high at launch

The first 7 to 10 days on the market generate your highest visibility. Overpricing wastes that window, and every week without a showing weakens your negotiating position.

2

Rushing to market without preparation

Skipping preparation saves time upfront and costs money on the back end. Buyers compare options side by side. Homes that don’t show well photograph poorly, draw fewer showings, and get lower offers.

3

Waiting for “the right buyer”

The longer a listing sits, the more buyers assume something is wrong. Extended days on market rarely produce better offers. They produce weaker ones.

This guide walks through how to avoid each of those mistakes and position your home correctly from day one, covering costs, pricing, preparation, offers, and closing in the current Ontario market.

How Buyers Will Position Your Home Against Others

Buyers don’t evaluate your home in isolation. They look at three to five similar listings in the same price range, almost always on the same search session, and they rank them in their head within minutes. The home that wins isn’t always the best property. It’s the one that reads best against the others in the set.

Understanding how that comparison works changes how you prepare and price. Three scenarios play out consistently:

If your home is priced above comparable listings

Buyers either skip it entirely or assume negotiation is required before they consider it seriously. Either way, you lose the early showings that create competition. The listing sits while better-priced homes in your tier absorb the buyer pool.

If your home shows weaker than competing listings

Buyers discount it immediately, even when the layout or location is objectively better. Presentation sets the perception of value, and perception forms in the first 30 seconds of photos. A poorly presented home at the right price still loses to a well-presented home at the same price.

If your home is aligned with market expectations on both price and presentation

Buyers engage faster. They request showings in the first few days. Offers form earlier and stronger. This is the position that creates momentum, and momentum is what drives better final sale prices. For a closer look at what buyers respond to right now, see our article on what actually sells homes in the GTA.

What Happens in the First 7 to 10 Days on Market

Most sellers know the first week matters. Fewer understand exactly how buyer behaviour shifts day by day, and how quickly the window for strong results closes. This is what actually happens after your listing goes live.

Day 1–3

New listing exposure at peak

Your property hits MLS, buyer alert emails go out, and agents flag it for clients who’ve been waiting. This is when curiosity is highest and the most motivated buyers are paying attention.

Day 4–7

Serious buyers book showings and start comparing

Qualified buyers now have time in their week to see the home. They’re also seeing the competition. Offers start forming from buyers who’ve narrowed their list and are ready to commit.

After Day 10

Momentum slows and perception shifts

Buyers who haven’t engaged assume there’s a pricing or condition issue. New buyers entering the market see an older listing and treat it accordingly. Negotiating power shifts from seller to buyer, and price reductions become the likely next move.

This is why the launch plan has to be complete before the sign goes up. Pricing, preparation, photography, and marketing all need to be right on day one, not adjusted during week two.

How the Ontario Market Affects Sellers in 2026

The Ontario housing market in spring 2026 looks nothing like the conditions many sellers remember from 2021 or even 2023. After the pandemic-era price surge and the correction that followed, the market has stabilised in buyer-favourable territory across most segments. That said, March 2026 brought the first meaningful signs of tightening: sales rose year-over-year while new listings fell sharply, and months of supply dropped from 5.0 to 4.3.

According to data released by the Toronto Regional Real Estate Board (TRREB), the GTA recorded 5,039 home sales in March 2026, up 1.7% compared to March 2025. New listings fell 16.7% year-over-year to 14,442, meaning more buyers are competing for fewer homes than this time last year. The MLS Home Price Index Composite benchmark came in at $941,800, down 7.4% year-over-year. The sales-to-new-listings ratio was 34.9%, still below the balanced-market threshold of 40%, which means buyers continue to hold negotiating power across most segments.

What this means for your sale

In a market with a sales-to-new-listings ratio below 40%, buyers have more choice and more time to compare. That means pricing accuracy matters more than timing or marketing alone.

In practical terms, well-priced and well-presented homes still sell. The margin for error has narrowed, though. Buyers track prices on Realtor.ca, compare multiple options before committing, and are far less likely to enter bidding wars than they were three or four years ago. The biggest challenge right now isn’t buyer awareness. It’s sellers who are still anchored to pricing expectations from a market that no longer exists.

This is still a buyer-favoured market, but it’s tightening. Sellers who price correctly now are better positioned than those who wait and list into more competition later. For a closer look at what’s working right now, see our article on what actually sells homes in the GTA.

How Conditions Differ Across the GTA and Niagara Region

Ontario’s real estate markets don’t move in unison. Detached homes in established communities like Oakville, Burlington, and parts of Mississauga have held value more consistently than other segments, because demand comes from families who need space rather than from speculation. The condo picture is different. Smaller investor-held units in Toronto face the most pressure, with higher inventory and a shrinking pool of investor-buyers creating difficult conditions along corridors like Yonge and Spadina.

In the Niagara Region, including St. Catharines, Niagara Falls, and Welland, the market runs on its own dynamics. Buyer interest skews toward retirement, relocation from the GTA, and lifestyle-driven purchases. A home near the Welland Canal or in Fonthill attracts a very different buyer than a semi-detached in Malton. We work this corridor regularly, and we made our own move from Vaughan to St. Catharines in 2025, so we understand how GTA buyers evaluate Niagara properties, what they compare, and what pushes them to commit. That context matters when you’re pricing and positioning a home for that specific buyer pool.

What It Actually Costs to Sell a Home in Ontario

Before listing, understand what comes off the sale price. Ontario sellers typically pay between 4% and 7% of the sale price in total closing costs. The exact figure depends on the commission arrangement, the mortgage situation, and whether complications arise during the transaction.

The largest expense is real estate commission. Commission is negotiable in Ontario, but commonly ranges from 3.5% to 5% of the sale price, split between the listing brokerage and the cooperating brokerage representing the buyer. HST of 13% applies on top of the commission amount. Beyond commission, sellers should budget for legal fees (roughly $1,000 to $2,000 plus disbursements and HST), mortgage discharge fees ($200 to $400), and potential mortgage prepayment penalties if you’re breaking a fixed-rate mortgage before the term ends. Those penalties can be substantial, so review your mortgage terms before listing.

The biggest financial mistake most sellers make isn’t commission. It’s mispricing the home at launch and adjusting later. Every price reduction signals weakness, brings lower offers, and often costs more than the entire commission bill.

Typical Seller Costs at a Glance

Real estate commission 3.5% – 5% + HST
Legal fees $1,000 – $2,000 + HST
Mortgage discharge fee $200 – $400
Mortgage prepayment penalty Varies, check your terms
Property tax adjustment Pro-rated to closing date
Capital gains tax (non-principal residence) Confirm with your accountant

Total closing costs for most Ontario sellers: 4% to 7% of sale price. Commission is the largest variable and is negotiable.

Do Sellers Pay Land Transfer Tax in Ontario?

No. Land transfer tax is the buyer’s responsibility in Ontario. Sellers are responsible for property tax adjustments up to the closing date, outstanding utility balances, and the selling costs listed above. If the property is not your principal residence, capital gains tax may apply to the proceeds. Speak with your accountant before listing so that obligation is understood before any decisions are made.

The Listing Agreement: What You’re Signing

Before your home goes on the market, you sign a listing agreement with your brokerage. When selling a home in Ontario, this agreement is OREA Form 271, the Listing Agreement Seller Designated Representation Agreement. It is a legally binding contract that authorises your brokerage to market and sell your property under agreed terms. The agreement covers the listing price, commission structure, listing period (typically 60 to 90 days), and the holdover clause, which can catch sellers off guard. If a buyer who was introduced to your property during the listing period purchases it after the agreement expires, you may still owe commission to the original brokerage, usually for 60 to 90 days after expiry.

What Sellers Should Understand Before Signing

Read the commission terms carefully, including the split with a cooperating brokerage. Confirm what marketing activities the brokerage commits to delivering, and get those commitments in writing. Under Ontario’s Trust in Real Estate Services Act (TRESA), administered by the Real Estate Council of Ontario (RECO), you have the right to understand the type of representation your Realtor® will provide. Under designated representation, a specific salesperson represents you and owes you a full duty of care.

Go deeper The first 7 days after you sign are the most important. For a full walkthrough of what happens between signing and going live, read after you sign a listing agreement in Ontario.

Pricing Your Home Correctly From Day One

Pricing is the single most influential factor in how a sale unfolds. The market gives you one clear opportunity to get this right. Correct pricing during the launch window creates competition. Incorrect pricing loses momentum, and buyers begin to question value rather than compete for it. We see this pattern repeat across markets and price points: the homes that sell well in the first two weeks priced correctly at launch, not because they were the best properties on the market, but because buyers could immediately see the value.

How a Comparative Market Analysis Works

Every pricing conversation starts with a Comparative Market Analysis (CMA). We review recent sales of similar properties, current active listings you’re competing against, and expired listings that failed to sell. Together, this data establishes a realistic price range based on what buyers have actually paid. We use the MLS HPI benchmark rather than average sale price, because the benchmark removes the distortion caused by variations in property mix from month to month.

Today’s buyers track prices closely and recognise when a seller lists above what recent comparable sales support. Overpricing by even 5% can push your listing outside the search filters qualified buyers are using.

What Happens If You Overprice Your Home?

The most common result is that the listing sits. Buyer activity peaks in the first two weeks after a home goes live. If the price is wrong during that window, you miss the period of maximum attention. Price reductions can help restart showings, but they carry a perception problem: buyers often assume something else is wrong with the property when they see a reduction. Those who were already watching your listing take it as confirmation to wait further. Across the GTA and Niagara Region, homes listed well above comparable sales routinely sit for weeks and ultimately sell for less than they would have with correct launch pricing. Pricing doesn’t work alone either: it has to match what buyers are actually responding to in your segment, which is why we pair pricing decisions with current insight into what actually sells homes in the GTA.

Go deeper For when to price at market, when to underprice to create competition, and when a precision strategy wins, read our article on choosing the right pricing strategy when selling a home.

Preparing Your Home to Sell Well, Not Just Sell

Preparation is where many sellers either underinvest or overspend. The goal isn’t a full renovation. It’s presenting the home so buyers can see themselves living there without distractions or maintenance concerns pulling their attention away from value.

What Preparation Typically Involves When Selling in Ontario

The first step is always decluttering and depersonalising. This affects how the home photographs, how it shows in person, and how spacious rooms feel to buyers. Family photos, collections, and excess furniture should come out before the photographer arrives. Next, address visible repairs: a leaky faucet, chipped paint, or broken cabinet hardware signals to buyers that bigger problems could be lurking. Professional cleaning, including windows and carpets, comes after repairs. Curb appeal deserves attention too, even something as straightforward as fresh mulch, a swept walkway, and a clean front entrance.

For a full pre-listing checklist covering exactly what to address before the photographer arrives, see our article on what to fix before listing your home in Ontario.

Why Staging Matters in This Market

Professional staging isn’t about decoration. It’s about helping buyers understand how rooms function and how the layout flows. A vacant home feels smaller than it is. A poorly furnished home distracts from the space itself. A well-staged home gives buyers the visual confidence to move forward with an offer.

We include one month of professional staging with every seller listing through our network of trusted stagers, because we’ve seen the difference it makes consistently, both in how quickly homes sell and in the quality of offers that come in. It’s built into our service because it reliably affects outcomes.

We’ve Seen This Play Out

We took over a listing in Brampton that had expired with another brokerage. The home had been listed without staging and with photography that didn’t show the space to its advantage. Buyers couldn’t picture what the property could look like, and showing activity had been minimal throughout the original listing period.

Before relisting, we recommended paint, decluttering, professional staging, and new photography. The change in how the property showed online and in person was immediate. Despite market conditions that weren’t particularly favourable at the time, showing activity picked up significantly after the relaunch, and the home sold. The difference wasn’t the market. It was the preparation and presentation.

Go deeper Staging decisions often come down to cost, timing, and property type. For when it’s worth the investment and when it isn’t, read is professional home staging worth it?

GTA & Niagara Region

Thinking About Selling in the GTA or Niagara?

We’ll walk you through pricing, preparation, and timing based on your specific property and market conditions. No assumptions. Just a clear strategy.

Start the Conversation

Timing Your Sale in the GTA and Niagara Region

The question of when to sell comes up in almost every listing conversation. Timing matters when selling a home in Ontario, but there’s no universally perfect month. There are patterns worth understanding before you commit to a timeline, though, and they differ meaningfully between the GTA and Niagara Region.

Seasonal Patterns in Ontario

Spring, roughly March through June, typically brings the highest buyer activity across the GTA. Families want to move before the school year starts, and warmer weather makes showings easier. This period also brings the most competing listings, but it draws the deepest buyer pool. Fall works well for homes that missed the spring window, or where the seller’s timeline aligns better with September through November. Winter is quieter, but buyers active in January and February tend to be more motivated and face less competition for the homes they want.

In the Niagara Region, seasonality plays out differently. Retirement and lifestyle buyers aren’t tied to school calendars, and areas like Niagara-on-the-Lake or the west St. Catharines lakefront can see particularly strong interest in late spring and early summer.

Should You Wait for a Better Market?

Waiting sounds reasonable in theory, but it carries real risk. Conditions shift based on Bank of Canada rate decisions, trade policy, and factors that no one reliably predicts months in advance. There’s also a practical consideration many sellers overlook: if you’re buying and selling in the same market, timing adjustments tend to net out to near zero, because both sides of the transaction move together. We’ve watched sellers wait for a better market, only to relist months later into more competition and sell for less than the first offer they turned down. The better question is usually whether your home is ready to compete right now, not whether the market will improve later.

Go deeper For a strategic look at timing decisions specific to the GTA and Niagara, read when is the right time to sell a home in the GTA or Niagara?

Evaluating Offers Beyond the Headline Price

How offers work in Ontario has shifted considerably since the peak years. During the pandemic era, sellers routinely received multiple unconditional offers above asking. That dynamic has changed in most markets. What matters today is not just the offer price but the full structure of the offer, and understanding how to evaluate that structure is one of the most important things a seller can do before they sign back.

What to Expect With Offers Today

In today’s market, most offers include conditions. A financing condition gives the buyer time to secure mortgage approval. An inspection condition allows them to hire a home inspector. Both are reasonable protections for buyers, and sellers who refuse conditional offers outright often find themselves waiting for a firm offer that never arrives. Buyers submit offers using OREA Form 100, the Agreement of Purchase and Sale, which specifies the purchase price, deposit amount, conditions and their deadlines, closing date, and what’s included or excluded from the sale.

What Do Sellers Have to Disclose in Ontario?

Ontario doesn’t require a standardised seller disclosure form. Under TRESA, sellers and their agents must disclose material facts that could affect a buyer’s decision. That includes known structural issues, water damage, basement flooding history, vermiculite insulation, grow-op history, or any factor a reasonable buyer would consider significant. Failing to disclose a known material defect can expose you to legal action after closing. When in doubt, disclose. Your real estate lawyer and your Realtor® can help you decide what to share and how to document it properly.

How to Evaluate Competing Offers

Price gets the most attention, but it shouldn’t be the only factor you consider. A higher offer with a long financing condition and a 90-day close isn’t automatically better than a firm offer with a 60-day close and a strong deposit. Deposit size signals buyer commitment. Condition timelines determine how long you’re waiting for the deal to firm up. The buyer’s flexibility on closing date, the strength of their financing, and whether they need to sell their own home first all factor into the real value of an offer beyond the headline number. We walk every seller through these trade-offs before they sign back on anything.

Offer Evaluation: What Actually Matters

Price

The headline number. Important, but only one part of the picture.

Deposit amount

A strong deposit signals a serious, committed buyer.

Conditions

Type, number, and window length all affect deal certainty.

Closing date

Flexibility here can be worth real money to the right seller.

Inclusions

Appliances, fixtures, and extras that shift your net proceeds.

Buyer’s situation

Do they need to sell first? Pre-approved? Cash? All affect certainty.

The Closing Process When Selling a Home in Ontario

Once you accept an offer and all conditions clear, the sale moves toward closing. In Ontario, the lawyers for both parties manage closing through the Teraview electronic registration system. Most sellers find this process straightforward once the deal goes firm, provided the home remains in the agreed condition and all included items stay in the property.

What Happens Between Acceptance and Closing Day

After the deal firms up, your lawyer prepares the legal documents for title transfer and the statement of adjustments, which accounts for property tax prepayments, utility balances, and other credits or debits between buyer and seller up to closing. If you carry a mortgage, your lawyer coordinates the discharge with your lender, who calculates any prepayment penalties and deducts them from your proceeds. Commission and legal fees settle through your lawyer’s trust account on closing day.

On Closing Day

The buyer’s lawyer transfers funds electronically to yours. Once receipt is confirmed, title registers in the buyer’s name and keys release. Most sellers receive net proceeds within 24 hours. Before the date, confirm the home is in the agreed condition, all included items remain in the property, and you’ve handled mail forwarding, utility cancellations, and move-out logistics.

Situations That Change the Selling Process

The process of selling a home in Ontario changes depending on your personal situation. These are the most common variations we see, along with what each one requires.

Selling While Buying Your Next Home

Coordinating two closing dates requires planning and, in some cases, bridge financing. In a buyer-friendly market, selling first is generally safer: it gives you certainty about your net proceeds before committing to a purchase price. Buying first means carrying two properties if your sale takes longer than expected. The approach we most often recommend: list your current home first, get it under agreement, then conduct a focused search during the window between accepted offer and closing. Knowing your exact proceeds and closing date gives you real clarity on what you can offer and when you need to be in.

Selling a Tenanted Property

Properties with tenants require careful handling around showings, notice obligations, and buyer expectations. Most GTA buyers expect vacant possession on closing, so the tenancy situation needs to be addressed early in the process. Ontario’s Residential Tenancies Act governs how and when you can give tenants notice, and the rules differ depending on whether the buyer intends to personally occupy the property. See our article on selling a tenanted property in Ontario for the full picture.

Selling as Part of a Downsizing Move

Downsizers often need to balance sale timing with finding the right next home. Selling a home in Ontario as part of a downsizing move requires earlier planning than most sellers expect. If you’re moving from north Mississauga to St. Catharines or Niagara Falls, the price differential can work strongly in your favour, but the logistics require coordination that typically begins months before the listing goes live. We work with many clients making exactly this transition. For more on this process, see our Ontario downsizing guide.

Selling During a Divorce or Separation

Selling a matrimonial home introduces additional legal and emotional considerations. Both parties must typically agree on listing price, offer acceptance, and how to divide the proceeds. We have experience working alongside family law professionals to keep these transactions moving forward, even when communication between the parties is strained. See our Ontario divorce real estate guide for more detail.

Facing Power of Sale

If your lender has started the power of sale process, you still have options and defined timelines to act on them. Paying the arrears, negotiating a repayment plan, refinancing, or selling privately before the lender takes over are all paths that can protect your equity. The sooner you act, the more options remain open.

Go deeper For the full legal process, timelines, and five specific steps to stop the sale, read how to stop power of sale in Ontario.

When Your Home Didn’t Sell the First Time

Extended time on market usually comes down to pricing that doesn’t match buyer expectations, condition concerns that create hesitation, weak photography, or a marketing strategy that isn’t reaching qualified buyers. Most of these problems have diagnosable and fixable solutions.

Go deeper For a detailed look at why listings stall and how to turn them around, read why homes don’t sell in the GTA and Niagara Region.

What Happens After You Decide to Sell

Once the decision is made, the process unfolds in a clear sequence. Each stage has decisions that affect the one after it. Here is what to expect, in order, when you list with us.

1

Property assessment and pricing strategy

We walk through your home, review current comparable sales, and build a pricing strategy based on what buyers are actually paying in your area.

See how we approach pricing

2

Preparation and staging

We identify the specific repairs, cosmetic updates, and staging decisions that will affect how your home shows. One month of professional staging is included through our network of trusted stagers.

What to fix before listing  |  Is staging worth it?

3

Launch and first week exposure

Professional photography, video, and MLS launch, followed by targeted marketing to qualified buyers in your price range. The first 7 to 10 days generate your highest visibility, so the plan has to be ready before the sign goes up.

After you sign a listing agreement  |  What actually sells homes in the GTA

4

Offer review and negotiation

We review every offer in detail: price, deposit, conditions, closing date, and how each element affects your actual net outcome. You sign back from a position of clarity, not pressure.

5

Closing and next move

Lawyers coordinate title transfer through Teraview. Commission, legal fees, and mortgage discharge settle through your lawyer’s trust account. Most sellers receive net proceeds within 24 hours of closing day.

What We Include When You Sell Your Ontario Home With Us

Most seller services look similar on the surface. What we’ve built is different in two specific ways: we include things as standard that most brokerages charge extra for, and we bring direct experience in the two markets most of our clients are working across at once.

Every listing starts with a pricing strategy grounded in current comparable sales and a pre-listing walkthrough where we identify specific preparation steps for your property. From there, one month of professional staging is included at no additional cost through our network of trusted stagers. Professional photography and video follow, and your home goes live on MLS with a targeted marketing strategy aimed at qualified buyers in your price range and area.

On the offer side, we review every offer in detail with you: not just the price, but the deposit, conditions, closing date, and how each element affects your actual net outcome. We stay involved through to closing day. For sellers in the GTA who are also buying in the Niagara Region, we manage both sides of that transition, which most teams operating in only one market can’t do.

Go deeper For the full list of what’s included and how we work with sellers, see our seller services page. To get a current estimate of your property’s value, visit what’s your home worth?

Selling a Home in Ontario: Key Questions

How long does it take to sell a home in Ontario?

It depends on property type, pricing, and local conditions. Well-priced detached homes in established GTA neighbourhoods can sell within a few weeks. Condos and homes priced above comparable sales can take considerably longer. According to TRREB’s March 2026 data, the GTA’s sales-to-new-listings ratio was 34.9%, indicating that buyers still hold negotiating power in most segments, though conditions tightened meaningfully compared to earlier in 2026.

What costs should I expect when selling a home in Ontario?

Ontario sellers typically pay between 4% and 7% of the sale price in total closing costs. The largest expense is real estate commission, which is negotiable but commonly ranges from 3.5% to 5% of the sale price plus 13% HST. Additional costs include legal fees (roughly $1,000 to $2,000 plus disbursements and HST), mortgage discharge fees ($200 to $400), and any prepayment penalties if you’re breaking a fixed-rate mortgage before the term ends. Land transfer tax is paid by the buyer, not the seller.

Should I renovate before listing my home?

In most cases, no. Major renovations rarely return their full cost at sale, and they delay the listing. What consistently affects outcomes is cosmetic work: fresh paint in current colours, professional cleaning, targeted repairs, and professional staging. The goal is removing anything that would distract a buyer from seeing themselves in the home, not competing with new construction.

What happens if my home doesn’t sell?

If a listing sits without offers, the first step is diagnosing the cause. The most common reasons are pricing above what comparable sales support, condition concerns that create hesitation, weak photography, or a marketing approach not reaching qualified buyers. A price adjustment, improved preparation, or a revised marketing strategy can often restart activity. Homes that struggle the first time frequently relist successfully with the right changes in place.

Do I need a lawyer to sell my home in Ontario?

Yes. Ontario requires sellers to retain a real estate lawyer to complete the transaction. Your lawyer handles the mortgage discharge, prepares the statement of adjustments, transfers title through Ontario’s Teraview electronic registration system, and coordinates the exchange of funds on closing day. Buyers and sellers each retain their own separate lawyer.

KF

Keith & Françoise Real Estate Team

eXp Realty Brokerage · GTA & Niagara Region

Françoise Pollard, Realtor®, and Keith Goldson, Broker, have more than 30 years of combined real estate experience working with sellers across the Greater Toronto Area and Niagara Region. Every listing includes one month of professional staging through our network of trusted stagers, professional photography and video, and full coordination from preparation through closing. In 2025, we made our own move from Vaughan to St. Catharines, downsizing from roughly 2,900 to 1,400 square feet, so we understand what the selling and transition process feels like from the inside.

The Bottom Line for Ontario Sellers in 2026

Homes sell when they are priced to match what buyers are actually paying, prepared to show well from day one, and launched with a strategy that creates early momentum. In a market where buyers have options and time, execution is the advantage. The sellers who get the best results aren’t always the ones with the best properties. They’re the ones who made the right decisions before the sign went up.

A Quick Reality Check Before You List

If you’re considering selling in the next few months, these are the three things that decide the outcome more than anything else. Read them honestly.

If your home is not properly prepared, buyers will notice. Not sometimes. Every time. The listings they’ve already seen set the bar.

If your price doesn’t reflect recent comparable sales, buyers will wait. They have time, they have options, and they’re using both.

If your strategy is unclear going in, the market will decide for you. Sitting on the market is a decision too, and it’s rarely the one you want.

The goal is not just to list. It’s to launch with a plan.

GTA & Niagara Region

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Market conditions, pricing strategies, and selling costs vary by location, property type, and timing. This guide reflects our experience working with sellers across Ontario, particularly in the GTA and Niagara Region. Market data is sourced from TRREB’s March 2026 Market Watch and is accurate as of April 2026. For advice specific to your situation, speak with a qualified real estate professional before making decisions.

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